Northpoint Commercial Credit is a nationwide funding partner. Since 2005 we have provided strategic, customizable financial solutions to help businesses achieve their goals. Our focus is on tailoring financing to fit our clients’ specific needs, all while developing a lasting partnership.
Thomas Payne — Chairman
Proving an unwavering passion for finance, Tom first focused his entrepreneurial ambitions for commercial lending and equipment funding options during his several years working with Wells Fargo’s correspondent banking division. Combining that passion with an expert skill level for portfolio growth and lending strategies, Tom was soon appointed as assistant vice president for Citizens Independent Bank.
Recognizing an opportunity to tap an under-utilized market, Tom founded Northpoint Commercial Credit in 2005, personally generating millions in business loans and leases. As Chair of CU Equipment Finance, he seeks to streamline the commercial equipment funding process, giving credit unions a hassle-free way to be competitive in new lending opportunities.
Jack Haworth — Chief Revenue Officer
With over 25 years of leadership experience across commercial banking, business development, and revenue strategy, Jack brings a results-driven mindset to his role as Chief Revenue Officer at Northpoint Commercial Credit Services.
Throughout his career, Jack has demonstrated a passion for building high-performing teams, driving innovative lending strategies, and helping financial institutions deliver creative solutions to their business clients. Earlier in his career, Jack held leadership roles at Wells Fargo, Marine Credit Union, and Unity Bank, where he specialized in commercial banking, sales development, and talent coaching.
A graduate of Ball State University, Jack earned degrees in Marketing and Finance and remains actively involved in leadership programs with his alma mater. With his extensive industry experience and forward-thinking leadership approach, Jack plays a critical role in helping Northpoint Commercial Credit Services provide flexible, competitive financing solutions that help businesses, and the credit unions that serve them, thrive.
Kevin Peterson — President of CU Equipment Finance
With more than 20 years of financial, operational and credit oversight, Kevin has comprehensive experience in retail, community and commercial lending, complex structuring, credit analysis, and underwriting. As President of CU Equipment Finance, Kevin is focused on strategic planning and growth of the organization along with corporate governance, financial controls and operational development.
He served as an Executive Officer and Senior Vice President at a $300+ million banking institution in Rock Island, Illinois. During his tenure, he implemented countless programs that resulted in improved efficiencies including a core banking platform conversion, asset liability management program, and infrastructure to manage secondary mortgage market. He also served as CFO for a $1B+ credit union in Moline, Illinois, to help build out corporate governance and financial controls. Most recently he owned his own consulting business focused on the credit union and banking industries.
Kevin holds a Master of Business Administration as well as Bachelor of Business degree in finance from Western Illinois University. Additionally, he completed the Graduation School of Banking at the University of Wisconsin – Madison.
Olivia Pelham — Controller
With more than 15 years of accounting experience, Olivia has extensive knowledge of for-profit and non-profit accounting including direct private industry, public accounting and tax accounting.
She served as Accounting Supervisor for Honkamp Krueger for over a decade focusing on financial statement preparations, payroll, sales tax and software administration and conversions. Olivia also has several years of bank operations experience along with FP&A.
Olivia holds a Master of Business Administration as well as Bachelor of Business degree in finance from Western Illinois University.
We work with businesses of varying sizes, in all industries and in all 50 states. While our primary customers have under $100 million in revenue, we can help businesses of any size with small-ticket funding to $5M+ loans.
For vendors, our flexibility and entrepreneurial culture make us an ideal partner to grow sales, develop a market, or simplify the selling process.